Christmas is coming If you’re broke and don’t know what to do about holiday gifting, welcome to the club. For years I would struggle to…
Are you shopping to save money?
Thrift store shopping? I follow a lot of social media accounts that focus on budgeting and frugality. One thing that often confuses me is how…
How to rethink health care related expenses
If you are an American you understand the challenge we face when it comes to the cost of health care. In fact 66% of bankruptcies…
How begin your frugal journey
Not sure how to begin paying off debt? Here’s a couple of ways to begin your frugal living journey and get you on a path…
How to build an emergency fund
What is an emergency fund and how can you build one that will work for you if you have an emergency? Get out of debt…
How to create a debt free plan
Creating a Debt-Free Action Plan In 2007 my marriage failed and my finances took a huge hit. In addition to losing my home, I was…
How to think about debt free living
The benefits of living debt free. Did you know that 23% of Americans live debt free? That is all debt, mortgage, credit card, car loans,…
How to start your frugal journey
Budgeting is a good idea Recently I was watching a money guru on YouTube speak about what he would do if he wanted financial stability…
How to trade one expense for another
Trading one vice for another can be a tool to achieve frugal living. Entertainment Entertainment is a form of pleasure that many of us are…
Why you should get to know your neighbors
Did you grow up in an era when people borrowed an egg from their neighbor? There was a time when we lived in neighborhoods and…