If your aim is to overcome your debt beginning in 2023, how long will it take? When I was deep in debt I took time…
Christmas Time is Here, How to Manage Holiday Spending
Do you live in a winter wonderland? Is your home filled with cinnamon scents and warm baked bread? Are your family members clamoring for your…
How Frugal Living Supports Career Choices of Passion
When I was 26 years old I had been married for eight years and I had two young daughters, a five year old and a…
How to Refurbish Your Self Esteem
Great stuff won’t fix how you feel about yourself The desire to have the newest and greatest item is strong for many of us.…
Look forward 10 years when you need a boost
Back in September 2020 my spouse and I began what we refer to as Fasting Friday. Most Thursday evenings we have our dinner at around…
Learn to appreciate and value your intangible qualities
Learning to appreciate qualities versus possessions takes time. When I see my neighbors, family and friends with new cars, big houses, fancy jewelry or…
Learn to cook – save money
Getting out of debt and frugal living is a process, especially if you have been spending freely with little introspection. It will take time…
We are all susceptible to the medicine show.
The joke goes something like this, “Did you hear they are removing the word gullible from the dictionary?” Full stop. I looked up the word…
Why I moved four times in three years.
Moving is the worst, but if you do it enough in a short period of time, you get used to it. I’m not…