Well in fact what appears to happen is that some people use this method to make purchases and even though they are not incurring interest – they are purchasing many more items than they normally would if they were paying for the items all at once.
Tag: Budgeting
Spring has arrived, what now?
I encourage you to consider how to have fun without breaking the bank. I love it when I find a secret getaway that is free for all and enjoyed by a few. I love that I don’t have to compete with crowds of people at $200 a day to have fun.
How to help kids understand financial responsibility
I know I just wrote about how to help kids become frugal, but… I guess this topic is on my mind now, especially since I…
Do you want wealth, to be rich, or to be financially stable?
He said if you want to be rich, you must stop focusing on savings and begin focusing on becoming rich. I disagree with his commentary.
Do you love change?
I love change. When the New Year approaches I feel excited to tackle all manner of goals, but I don’t make a New Year resolution.…
Are you shopping to save money?
Thrift store shopping? I follow a lot of social media accounts that focus on budgeting and frugality. One thing that often confuses me is how…
How to rethink health care related expenses
If you are an American you understand the challenge we face when it comes to the cost of health care. In fact 66% of bankruptcies…
How begin your frugal journey
Not sure how to begin paying off debt? Here’s a couple of ways to begin your frugal living journey and get you on a path…
How to create a debt free plan
Creating a Debt-Free Action Plan In 2007 my marriage failed and my finances took a huge hit. In addition to losing my home, I was…
How to think about debt free living
The benefits of living debt free. Did you know that 23% of Americans live debt free? That is all debt, mortgage, credit card, car loans,…