Well in fact what appears to happen is that some people use this method to make purchases and even though they are not incurring interest – they are purchasing many more items than they normally would if they were paying for the items all at once.
Tag: Frugal Living
How to help kids understand financial responsibility
I know I just wrote about how to help kids become frugal, but… I guess this topic is on my mind now, especially since I…
How to teach children to value a frugal lifestyle
What did I do? When my kids were in their early teen years I realized they had little appreciation for money. This was not because…
Do you love change?
I love change. When the New Year approaches I feel excited to tackle all manner of goals, but I don’t make a New Year resolution.…
How to stay on budget over the holidays
Christmas is coming If you’re broke and don’t know what to do about holiday gifting, welcome to the club. For years I would struggle to…
Are you shopping to save money?
Thrift store shopping? I follow a lot of social media accounts that focus on budgeting and frugality. One thing that often confuses me is how…
How to rethink health care related expenses
If you are an American you understand the challenge we face when it comes to the cost of health care. In fact 66% of bankruptcies…
How begin your frugal journey
Not sure how to begin paying off debt? Here’s a couple of ways to begin your frugal living journey and get you on a path…
How to build an emergency fund
What is an emergency fund and how can you build one that will work for you if you have an emergency? Get out of debt…
How to create a debt free plan
Creating a Debt-Free Action Plan In 2007 my marriage failed and my finances took a huge hit. In addition to losing my home, I was…